Fincap Sahi Nivesh

  Are you a taxpayer? If yes, then it is very important to understand the impact of not linking your Aadhaar number with PAN card because Central Board of Direct Taxes has issued consequences for PAN becoming inoperative as per the newly substituted rule. Read on…. 1. Consequent to the notification substituting rule 114AAA of the Income-tax Rules, 1962 (the Rules) vide notification no. 15 of 2023 dated March 28, 2023, clarifies that a person who has failed to intimate the Aadhaar number shall face the following consequences as a result of his PAN becoming inoperative: There will be no refund of any tax liability, in full or in part, owed in accordance with the terms of the Act; Interest shall not be payable on such refund for the period, beginning with the date specified under sub-rule (4) of rule 114AAA and ending with the date on which it becomes operative; Where tax is deductible, such tax shall be deducted at higher rate, in accordance with the provisions of Section 206AA; wher...

  Basics of Mutual Fund Do you fully grasp the technical terms used in mutual fund investment? Is the language employed in mutual funds is it difficult for you to understand? Are you unsure of which mutual funds to purchase while searching for them for your upcoming investment? If the answer to above questions is, yes, then let us explain you to in easy-to-understand manner. You may have encountered suggestions to put your money in large- or mid-cap funds rather than small-cap funds. The definitions of "large cap," "mid cap," and "small cap" funds are unclear, nevertheless. How can you differentiate between funds with large-cap, mid-cap, and small-cap? To understand what the word "cap" means, let's start with the basics. What is market cap? Market capitalization is also referred to as market cap. A company's market capitalization is the market value of its outstanding shares. A company's market capitalization is the sum of the market ...

  What are Mutual Funds? A mutual fund pools the funds from several participants and invests them in short-term debt instruments like stocks and bonds. The portfolio contains every investment made by a mutual fund. Shareholders are those who have contributed to mutual funds and purchased shares, giving them the right to a share of the assets and profits of the fund. Why to buy Mutual Funds? The following advantages that mutual funds provide make them one of the greatest financial instruments to use:  Professional Management : A group of professional fund managers take care of the fund performance based on detailed research. Diversified portfolio : "Don't put all your eggs in one basket," is a classic adage. The mutual fund investment follows the same general principle. Investing in mutual funds across a variety of industries and businesses lowers the chance of losing money even if one business fails. Affordability : For first investments and subsequent purchases, the majo...

 CORPORATE FDs Vs. BANK FDs As is public knowledge, when discussing savings and investing, it is crucial to understand the motivations and feelings of investors. It is challenging for anyone to successfully save money continuously, despite the fact that it is one of the most crucial parts of wealth creation. You may build money and live a quality life while achieving your hopes and goals by setting aside a little portion of your income. A well-planned investment and saving routine can help someone exponentially increase their wealth in a number of different ways. One of them is also referred to as a fixed deposit, the most popular financial instruments in India. As an all-purpose answer for everyone, from saving for a trip to saving for retirement, FDs have long been one of India's most popular investment products. Fixed deposits are currently not the ideal option for long-term goals, despite all the aforementioned investment feelings. However, if the objective is urgent or short-t...

While investing in a mutual fund, it is crucial for investors to consider the total expense ratio, commonly known as the expense ratio. It is an amount that is hidden from view but directly affects the final returns that are realized. This ratio displays the total costs incurred by a mutual fund plan. Due to their propensity to focus on the returns being created, investors do not usually pay much attention to this figure. The total expense ratio has a significant impact; therefore, it is important to understand how it is calculated as well as how things are evolving in general. Annual percentage figure The total expense ratio provides a general indication of the annual percentage amount that goes into funding operating costs. The costs that are taken into account in the ratio include those related to sales and marketing, advertising, fund management fees, and even other administrative expenditures related to maintaining the fund. A percentage indicates how much of the return actually s...